Anza Home Buyer’s Information. Some Important Things To Know!
10 Ways To Avoid a Closing Nightmare!
- Some Important Things To Know
- PLEASE DO NOT MOVE ANY MONEY AROUND UNTIL YOUR LOAN CLOSES! If a verification shows a recent increase in your accounts, an explanation will be required.
- Try to DELAY ANY LARGE PURCHASES until after your loan closes. If a credit verification shows you recently bought a car or your charge account balances have increased, it could jeopardize your loan approval.
- If your loan approval requires you to pay any bills, DO NOT PAY THEM OFF YOURSELF! CONTINUE TO MAKE ROUTINE PAYMENTS UNTIL YOUR LOAN CLOSES. We will then have you bring the monthly statements to the closing and let us pay off the accounts through the closing. If you pay the accounts yourself, we may not be able to verify zero balances for several days or weeks, which could delay the closing of your loan.
- Don’t quit your job!
- Don’t take any cash advances from your credit card(s).
- Don’t allow any inquiries (credit checks) on your credit.
- Don’t close any accounts.
- Do continue making ALL of your payments as agreed, especially your mortgage.
- Return any documents the escrow company sends you right away
- Inform your mortgage consultant if your existing loan will be transferred to another lender before the closing of your new loan.

After Your Home Closes To-Do-List
Country Living: Septic Systems & Wells

Owning a Country Rural home offers a rare sense of peace and independence; however, this style of living comes with responsibilities different from those of city life. If you are thinking about moving to the country or if you already are living in that type of setting, here are a few things that you should be aware of. In the city, your water, power, trash, sewer, etc., are taken care of by your Public Utility Companies, but in the country, they are generally taken care of by the homeowner. Our reason for this post is to ensure your awareness and protect your utilities so that they stay in good repair and have a long, useful life.
With Septic Systems – Proactive Attention is Best.
You should have your septic system checked at least every 3-4 years. This can depend on many factors, such as household size, gardens, animals/pets, water usage etc..
So often, when selling a home, a septic certification is required. Twenty-five percent of these certifications come back needing either new leach lines or some type of septic repair. If regular maintenance is neglected, and you wait until there is an issue, it can be quite costly. A leaky line clogged and needing replacement could cost up to the 1000s. And a new replacement tank could be well over $6000. A $300-$400 pumping every 3-4 years can save you thousands?
Regular septic maintenance will ensure that your system operates efficiently and can prevent costly repairs. The inspection will check for leach line functionality, tank structure integrity, blocked lines, etc.
This protects your property values and your environment as well!
We highly recommend you contact a local Septic Expert. There are several in our area or get a recommendation from a neighbor or friend. You will be wise and responsible, and save yourself from a potential disaster.
Well Maintenance for Country Dwellers
Being proactive with your well is the best advice ever. There really is no way to know if the well or equipment will go out ahead of time, but be proactive IF you hear weird noises coming from your equipment or if your pressure slows down. Know your local well contractor, as there are many moving parts. Booster pumps, pressure tanks, and pressure switches are the usual items in need of replacement or repair. If you put away $50 a month, you will be ready for those costs in the future. Costs can range from $600-$1000’s but it is a lot less than the city monthly bill of $300-400 a month. We just need to think ahead with this one.
Well certifications are a normal requirement when buying or selling a rural property. As a homeowner, it is recommended that you have your well professionally inspected and/or serviced.
Servicing your well system is essential for maintaining its health and ensuring a consistent, clean water supply. Over time, minerals, sediment, and other contaminants can accumulate within the well, potentially affecting water quality. These checks involve inspecting pump components, seals, valves, and electrical connections, as well as lubricating moving parts to prevent wear and tear. Proactively addressing these potential problems can significantly reduce the likelihood of sudden breakdowns, saving you from costly emergency repairs. Regular servicing safeguards your water quality and contributes to a longer and more productive lifespan for your well system, ensuring reliable water access for years to come.
We have several local and reputable Well professionals that you could contact for prices and recommendations.
Buying a home in a rural area holds its own set of challenges and rewards. While you might find serene views of mountains and open fields, you may also face difficulties like limited access to local amenities.
Let Anza Era Excel Realty walk you through the essential steps of purchasing a home in the Anza Valley, ensuring you understand the rewards as well as the challenges that come with rural living. We can provide you with the knowledge that comes from being long-time residents here, and from decades of listings and sales in the area. Let us help you beginning from the navigating of the local real estate to understanding lifestyle considerations. We will help you approach your journey with confidence. Youll learn about finding the right property, financing options, and how to make your transition to rural life as smooth as possible.
Typical properties include single-family homes, ranches, and vacant land. Offering options for every preference. Call for current listings!
*Take some time to outline what you are looking for, or what your vision is.
*How much acreage would you like?
*Do you prefer being close to amenities, or is privacy your top priority?
*What lifestyle preferences do you have (e.g., gardening, motorcycling, equine activities)?
A Checklist can help you prioritize your essentials and our “Want-To-Haves”.
Call us at (805) 312-0369 or click here and fill out our information request form
Some LOCAL CONTACT NUMBERS
- Anza Transfer Station (aka the Dump)
- (951)763-1323
- 40329 Terwilliger Rd.
- Anza, CA 92539
Anza Valley True Value
56350 Hwy 371
Anza, CA 92539
(951)763-4668
https://stores.truevalue.com/ca/anza/21148
- Anza Electric Cooperative, Inc. (also Connect Anza Fiber Optic Internet)
- Phone: (951)763-4333
- 58460 Hwy 371
- Anza, CA 92539
- www.anzaelectric.org
- Riverside Country Fire 29 Anza
- (951)763-5611
- Riverside County Fire Aguanga
- (951)767-9610
- Lorraines Pet Supplies
- 56070 Hwy 371
- Anza, CA 92539
- (951)763-0033
- Hamilton Elementary School
- District:Hemet
- (951)763-1840
- 57550 Mitchell Rd.
- Anza, CA 92539
- US Forest Service
- (951)767-9144
- Spartan Veterinary Services
- 57331 Hwy 371
- Anza, CA 92539
- (888) 400-4783
- Hamilton High School
- (951)763-1865
- 57430 Mitchell Rd.
- Anza, CA 92539
- www.hamiltonbobcats.net

RURAL DREAMS!
Living in a vibrant city can be thrilling, with its bustling streets and endless opportunities. But have you ever considered the tranquil charm of a small rural area such as The Anza Valley? It is known for its stunning landscapes, clear, endless skies, magnificent sunrises, and sunsets. With mild summers, just an occasional taste of snow in the winter, and a slower pace of life, Anza Valley offers a unique lifestyle filled with natural beauty. If you’re considering buying a home in this peaceful haven, you’re making a choice that can change and improve your life! Contact us with Your questions if you are considering a positive change!
Call us at 951-763-2535 or click here and fill out our form