Lender Information by Type
One of the most crucial steps when purchasing real estate is determining what you qualify for financially. This foundational step influences your home-buying journey and shapes your overall experience in the real estate market. Getting prequalified and/or pre-approved is a wise and essential step. It assures that you will be looking for real estate in your comfortable price range, thus saving time. When you have found your ideal property, you will be able and ready to place your offer promptly.
A Helpful Guide to Buying a Home or buying Land
- Have you spoken to a lender?
- You will want to know what type of loan you need and what amount you would qualify for.
- You will be ready to write your offer when you obtain your “Pre-qual” letter.
- Find a realtor in the area you are looking to buy in. It always makes things easier for you as they will know what is necessary to check on…(for instance, in this area, there may be testing for wells, septic, termite, easements, encroachments, corner markings, surveys, etc. Out of area agents may not have the same knowledge of these things.
- Once you have a realtor, you can begin shopping for your home or land.
- The next step will be your offer.
Lenders quite often specialize in the types of financing that they provide.
We are pleased to present a selection of trusted lenders we have worked with. Below, you will find detailed information about each lender and links to their websites, where you can explore additional resources, submit applications, and get tailored responses to your specific real estate financing inquiries.
billcutter Mortgage billcutter 888-855-1423 Lori Diaz President FHA, VA, USDA, Conventional, Jumbo, 1% down payment loans, Mobile Home Loans.
Kaiser Finance-Roger Chandler, Broker TeamRoger@KaiserFinance.com (760) 383-1293 Manufactured Homes On Land onLandHomeLoan.com, also FHA, VA, USDA, Conventional, Construction, Manufactured/Modular In-Park or On-Land
Premier Mortgage Resources Tim Loughran Loan Officer (951)415-6921 Manufactured Homes, Down Payment Assistance, Construction,
Rural 1st Kirk Vaughn Loan Officer-Land Loans (831) 279-5749 email KirkVaughn@Rural1st.com Home Loans, Construction Loans, Lot Loans, Land Loans